Your One-Stop Shop for your Financial future.

Securing your future goes far beyond simply signing a financial agreement.

We’re here to guide you through the complexities of your finances and empower you to build a wealth-growing lifestyle. 

Ever wish there was a simple guide to help you make the best financial decisions for your future? You’re not alone. It can be overwhelming to manage significant financial choices, especially when you’re focused on growing your business or practice while managing debt. You should never feel pressured to make decisions without fully understanding how your money is working for you. 

When you partner with us, we’ll help you… 

We are here to help through all the stages of your career

  • At this point, you might wonder what role financial planning plays in your life when debt outweighs income—and we completely understand. But financial planning isn’t just about managing wealth; it’s about setting you up for future success. Think of it as laying the groundwork for smart debt management, effective budgeting, and optimizing your cash flow. 

    We’re here to guide you through those crucial steps, so when the time comes and your income grows, you’ll already have the right strategies in place. Let’s get you prepared for the financial future you deserve! 

    THIS IS ME >

  • Transitioning from student life to a practicing professional brings a major shift in your financial situation. This shift is often paired with the added pressures of being self- employed, managing a business, and balancing family life. Now is the perfect time to revisit the financial foundations we laid during your student years and take them to the next level.

    At FPM, we believe in supporting you however you need us. With income growing and debt shrinking, we can now focus on building a comprehensive financial plan. This includes setting both short- and long-term financial goals, developing smart investment strategies, managing cash flow, and opening RRSPs, TFSAs, FHSAs, and RESPs—all tailored to align with your vision.

    The best part? We make these conversations and actions not only simple but effortless to implement. In fact, we can even handle it all for you!

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  • As your family grows and your wealth accumulates, you can count on us to educate you on how to fuel a money growth lifestyle. This phase may require we become a bit more strategic in our decisions, being tax efficient, prioritizing estate conservation, talking through incorporation option and personal pension plans. You can rest easy knowing FPM has their eyes on your future too.

    THIS IS ME >

  • As generating wealth is no longer as big of a concern as preserving wealth FPM will help identify the key strategies needed to prepare for retirement and all the financial changes it brings along. Talking through things like RIFs, annuities, transitioning to holding companies and so much more.

    THIS IS ME >

what our clients say...

  • Truly a wonderful experience. Kristen was so approachable and easy to talk to about my transition into residency and my finances. She was transparent and so easy to contact at all times. Approaching managing my debt and looking into future investments was an intimidating process but Professionals' insurance made it easy. Would highly recommend talking with and working with them

    Dr. Emily Burbidge

  • I had an excellent experience working with Kristen and PIC, appreciating their outstanding communication and professionalism. I reached out to Kristen for professional disability insurance. Kristen's professionalism and clear explanations during our meeting left me satisfied with the service she offered. She explained how the insurance policy worked, highlighting the differences from my current one. The follow-up correspondence and virtual documentation signing were done efficiently, adding to the overall convenience of the process. I highly recommend this group based on my positive and informative experience with Kristen and PIC.

    Dr. Beraki Abraha

  • I had a fantastic experience with Kristen and PIC! Their entire team was incredibly helpful and made navigating insurance as a medical student easy and stress-free. They were always easy to reach and quick to respond to my inquiries with clear explanations. I highly recommend working with them!

    Dr. Shehzeen Lalani

  • Working with Kristen and her team at PIC has been a seamless experience. As a medical student knowing when/ what type of insurance to purchase can be challenging and overwhelming. However, Kristen was extremely knowledgeable and walked me through the various options that are available. She was always friendly, available, and willing to answer my questions. Not once did I feel pressured to purchase anything. I ultimately decided to purchase insurance through PIC and look forward to continuing working with them in the future.

    Dr. Ashley Wallace

  • Kristen is wonderful to work with! She makes the time to meet with her clients when you have questions (even if it is last minute at 8am on a Saturday morning because that is what fits with your busy residency schedule). She explained everything clearly and helped me make an informed decision. Very glad I went with PIC :)

    Dr. Emma McDermott

  • The service I received from PIC was exactly what I needed as I finished medical school. We all had many questions in the transition to residency and Kristen provided clear and honest answers in an unbiased and effective way. I felt like she truly cared about whether or not we understood our financial options rather than just being interested in getting more clients for her company. Her team is knowledgeable and quick to respond to any and all inquiries. I am happy to have chosen to get disability insurance through PIC!

    Dr. Madalina Maxim